A US business bank account lets you receive payments from customers and marketplaces, hold US dollars, and connect Stripe and PayPal. In 2026, non-residents can open accounts remotely.
What you need
A registered US LLC, your EIN, a US business address (a virtual address works), and a valid passport with proof of address.
Remote-friendly options
Fintech/neobank accounts offer fast online onboarding for non-residents with US account and routing numbers — best for most online businesses. Some traditional banks support assisted remote onboarding for higher volumes. We match you to the option most likely to approve your profile.
Step-by-step
Form the LLC, get the EIN, prepare your documents, submit the application, verify your identity online, and receive your account and routing numbers — often within days for fintechs.
Tips to get approved
Keep a clear, legitimate business description, use a consistent name across documents, and have your EIN confirmation letter ready.
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